ELIXIR-PRANA
Home Loan vs Plot Loan: What You Should Know Before Buying Land

Home Loan vs Plot Loan: What You Should Know Before Buying Land

·6 min read·By Elixir Prana Editorial

Plot loans differ from home loans in tenure, LTV and construction linkage. A clear guide before you apply.

Plot loan basics

Lenders typically finance 70-80% of a plot value, often with a shorter tenure than home loans and sometimes with construction-linked drawdowns.

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